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Investment Management

What is Investing and Why is it so Important?

In order to feed, cloth and provide housing for yourself and your loved-ones, you need money. You can work, inherit, gamble, win the lottery and/or invest in a variety of things, such as the stock and bond markets, real estate, private companies, and numerous other opportunities.

The expectation is that you can receive more than you invested, so that you may accomplish your goals.

How do I Decide what to Invest in?

First, you need to determine what type of investor you are. Do you want to invest for the short-term, because you have a goal that you want to complete soon, such as saving for a house or college, or do you have a long-term goal, such as retirement, which may be many years away?

How Much Risk am I Willing to Accept?

Am I a conservative investor, not willing to handle volatility, a moderate investor, who will accept some volatility or a riskier investor, who can stomach wild swings.

What Other Factors Should I Consider?

What are the tax implications of your investment, can my investment keep up with inflation, do I have sufficient emergency funds, to sustain me, if my portfolio goes down, what is my family situation, my health, my age and when would I like to retire? These are just a few of the things to consider, before investing.

At Reserve Wealth Management, we offer a comprehensive approach to investing, first understanding your needs and wants. Then we discuss what investment opportunities may fit your profile.

Wealth Management is a specialized approach, combining investment portfolio management, with comprehensive financial planning, tax reduction strategies, estate planning and asset protection, for affluent  investors.

Wealth Management is a process available to high-net-worth individuals and their families, business owners and professionals. We coordinate your goals and concerns with tax professionals, estate planning attorney's and investment professionals, providing a coordinated approach to your financial life, while establishing a legacy, for generations.

Two primary factors facing high-net-worth individuals are*:

  • Time horizons differ. Individuals face a finite life. This fact requires strategies for transferring assets at the end of an individual's life. These transfers are subject to laws and regulations that vary from locality to locality and therefore the strategies available to address this situation vary.
  • Individuals are more likely to face a variety of taxes on investment returns that vary from locality to locality. We work on your tax reduction strategies to mitigate your exposure.  Portfolio-management techniques that provide individuals with after tax returns, that manage their objectives, must address such tax structures.

Reserve Wealth Management, LLC has developed a personalized approach to providing each client, with a tailored strategy, to helping them pursue their goals. Your financial life is larger than your investments. Live comfortably for today while preparing for your future.

*CFA Institute, Wikipedia, 2007

This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax advisor.

We offer:

Portfolio Design
Tax Reduction Strategies
Socially Conscious Investing
Cash Management
Margin Lending
Global Investing

Mutual Funds
Alternative Investments

Brokerage and Advisory Accounts
Traditional IRA’s and Roth’s

It May Be Time for a Financial Checkup

It’s never a bad time to speak with your financial professional about changes in your situation.